Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Waterloo Credit Cards

Credit Card Debt in Waterloo

^ Average credit card debt in Waterloo is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Waterloo

^ Based on overall AL data, the credit card delinquency rate in Waterloo is approximately 0.77%. [2]

Credit Scores in Waterloo

^ The average credit score in Waterloo is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Waterloo, AL Credit Card & Personal Finance Statistics

Waterloo Credit Card Debt

  • Credit Card Debt in Waterloo
    • The estimated average credit card debt for Waterloo residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Waterloo Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Waterloo Credit Scores

  • Credit Scores in Waterloo
    • Residents of Waterloo, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Waterloo, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Waterloo cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Waterloo [4]
    • Waterloo (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About Waterloo

Waterloo is a town located in Lauderdale County in the state of Alabama, and has a population of approximately 203. [6]

AL Credit Cards

Waterloo Credit Cards

For more information about Waterloo credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in AL

ZIP Codes in Alabama



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau