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Comprehensive Local Credit Card Guide

Credit Cards in 35233 (Birmingham, AL)

Credit Card Debt in 35233

^ Average credit card debt in 35233 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35233

^ Based on overall Alabama data, the credit card delinquency rate in Birmingham is approximately 0.77%. [2]

Credit Scores in 35233

^ The average credit score in Birmingham is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35233

Credit Card Debt in 35233


  • 35233 Credit Card Debt
    • The estimated average credit card debt for 35233 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35233


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35233 Credit Scores


  • Credit Scores in 35233
    • Residents of 35233 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35233 (Birmingham, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35233 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35233 [4]
    • 35233 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35233 (Birmingham, AL)

Recent credit card complaints originating from consumers in 35233, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35233

Complaint Issue Number of Complaints*
Incorrect information on your report 11
Problem with a company's investigation into an existing problem 9
Improper use of your report 8
Getting a credit card 1
Managing an account 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35233

35233 is associated with the city of Birmingham, which is located in Jefferson County in the state of Alabama. [6]

AL Credit Cards

35233 Credit Cards

For more information about 35233 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35233

6. ^ United States Census Bureau