Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Sylacauga Credit Cards

Credit Card Debt in Sylacauga

^ Average credit card debt in Sylacauga is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Sylacauga

^ Based on overall AL data, the credit card delinquency rate in Sylacauga is approximately 0.77%. [2]

Credit Scores in Sylacauga

^ The average credit score in Sylacauga is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Sylacauga, AL Credit Card & Personal Finance Statistics

Sylacauga Credit Card Debt

  • Credit Card Debt in Sylacauga
    • The estimated average credit card debt for Sylacauga residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Sylacauga Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Sylacauga Credit Scores

  • Credit Scores in Sylacauga
    • Residents of Sylacauga, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Sylacauga, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Sylacauga cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Sylacauga [4]
    • Sylacauga (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About Sylacauga

Sylacauga is a city located in Talladega County in the state of Alabama, and has a population of approximately 12,749. [6]

AL Credit Cards

Sylacauga Credit Cards

For more information about Sylacauga credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in AL

ZIP Codes in Alabama



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau