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Comprehensive Local Credit Card Guide

Credit Cards in 35612 (Athens, AL)

Credit Card Debt in 35612

^ Average credit card debt in 35612 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35612

^ Based on overall Alabama data, the credit card delinquency rate in Athens is approximately 0.77%. [2]

Credit Scores in 35612

^ The average credit score in Athens is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35612

Credit Card Debt in 35612


  • 35612 Credit Card Debt
    • The estimated average credit card debt for 35612 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35612


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35612 Credit Scores


  • Credit Scores in 35612
    • Residents of 35612 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35612 (Athens, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35612 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35612 [4]
    • 35612 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 35612

35612 is associated with the city of Athens, which is located in Limestone County in the state of Alabama. [6]

AL Credit Cards

35612 Credit Cards

For more information about 35612 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau