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Comprehensive Local Credit Card Guide

Credit Cards in 35651 (Mount Hope, AL)

Credit Card Debt in 35651

^ Average credit card debt in 35651 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35651

^ Based on overall Alabama data, the credit card delinquency rate in Mount Hope is approximately 0.77%. [2]

Credit Scores in 35651

^ The average credit score in Mount Hope is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35651

Credit Card Debt in 35651


  • 35651 Credit Card Debt
    • The estimated average credit card debt for 35651 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35651


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35651 Credit Scores


  • Credit Scores in 35651
    • Residents of 35651 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35651 (Mount Hope, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35651 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35651 [4]
    • 35651 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35651 (Mount Hope, AL)

Recent credit card complaints originating from consumers in 35651, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35651

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35651

35651 is associated with the city of Mount Hope, which is located in Lawrence County in the state of Alabama. [6]

AL Credit Cards

35651 Credit Cards

For more information about 35651 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35651

6. ^ United States Census Bureau