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Comprehensive Local Credit Card Guide

Credit Cards in 35906 (Rainbow City, AL)

Credit Card Debt in 35906

^ Average credit card debt in 35906 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 35906

^ Based on overall Alabama data, the credit card delinquency rate in Rainbow City is approximately 0.77%. [2]

Credit Scores in 35906

^ The average credit score in Rainbow City is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 35906

Credit Card Debt in 35906


  • 35906 Credit Card Debt
    • The estimated average credit card debt for 35906 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 35906


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35906 Credit Scores


  • Credit Scores in 35906
    • Residents of 35906 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 35906 (Rainbow City, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 35906 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 35906 [4]
    • 35906 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 35906 (Rainbow City, AL)

Recent credit card complaints originating from consumers in 35906, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 35906

Complaint Issue Number of Complaints*
Incorrect information on your report 36
Problem with a credit reporting company's investigation 18
Improper use of your report 6
Attempts to collect debt not owed 4
Dealing with your lender or servicer 2
Other 5
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 35906

35906 is associated with the city of Rainbow City, which is located in Etowah County in the state of Alabama. [6]

AL Credit Cards

35906 Credit Cards

For more information about 35906 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 35906

6. ^ United States Census Bureau