Credit Card & Personal Finance Statistics in 36082
Credit Card Debt in 36082
- 36082 Credit Card Debt
-
- The estimated average credit card debt for 36082 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 36082
36082 Credit Scores
- Credit Scores in 36082
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- Residents of 36082 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 36082 (Troy, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 36082 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 36082 [4]
-
- 36082 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 36082 (Troy, AL)
Recent credit card complaints originating from consumers in 36082, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 36082
| Complaint Issue |
Number of Complaints* |
| False statements or representation |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 36082
36082 is associated with the city of Troy, which is located in Pike County in the state of Alabama. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
