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Comprehensive Local Credit Card Guide

Credit Cards in 36135 (Montgomery, AL)

Credit Card Debt in 36135

^ Average credit card debt in 36135 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36135

^ Based on overall Alabama data, the credit card delinquency rate in Montgomery is approximately 0.77%. [2]

Credit Scores in 36135

^ The average credit score in Montgomery is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36135

Credit Card Debt in 36135


  • 36135 Credit Card Debt
    • The estimated average credit card debt for 36135 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36135


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36135 Credit Scores


  • Credit Scores in 36135
    • Residents of 36135 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36135 (Montgomery, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36135 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36135 [4]
    • 36135 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36135 (Montgomery, AL)

Recent credit card complaints originating from consumers in 36135, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36135

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36135

36135 is associated with the city of Montgomery, which is located in Montgomery County in the state of Alabama. [6]

AL Credit Cards

36135 Credit Cards

For more information about 36135 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36135

6. ^ United States Census Bureau