Comprehensive Local Credit Card Guide

Credit Cards in 36303 (Dothan, AL)

Credit Card Debt in 36303

^ Average credit card debt in 36303 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 36303

^ Based on overall Alabama data, the credit card delinquency rate in Dothan is approximately 0.77%. ^[2]

Credit Scores in 36303

^ The average credit score in Dothan is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 36303

Credit Card Debt in 36303

36303 Credit Card Debt
- The estimated average credit card debt for 36303 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 36303

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36303 Credit Scores

Credit Scores in 36303
- Residents of 36303 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 36303 (Dothan, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 36303 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 36303 ^[4]
- 36303 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 36303 (Dothan, AL)

Recent credit card complaints originating from consumers in 36303, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 36303

Complaint Issue	Number of Complaints*
Incorrect information on your report	165
Improper use of your report	142
Problem with a company's investigation into an existing problem	59
Problem with a credit reporting company's investigation	57
Attempts to collect debt not owed	25
Other	64

* Total 2021 - 2024 (current)

Additional information about Alabama

About 36303

36303 is associated with the city of Dothan, which is located in Houston County in the state of Alabama. ^[6]

36303 Credit Cards

For more information about 36303 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36303

6. ^ United States Census Bureau