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Comprehensive Local Credit Card Guide

Columbia Credit Cards

Credit Card Debt in Columbia

^ Average credit card debt in Columbia is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Columbia

^ Based on overall AL data, the credit card delinquency rate in Columbia is approximately 0.77%. [2]

Credit Scores in Columbia

^ The average credit score in Columbia is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Columbia, AL Credit Card & Personal Finance Statistics

Columbia Credit Card Debt


  • Credit Card Debt in Columbia
    • The estimated average credit card debt for Columbia residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Columbia Credit Card Calculator


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Columbia Credit Scores


  • Credit Scores in Columbia
    • Residents of Columbia, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Columbia, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Columbia cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Columbia [4]
    • Columbia (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Columbia

Columbia is a town located in Houston County in the state of Alabama, and has a population of approximately 740. [6]

AL Credit Cards

Columbia Credit Cards

For more information about Columbia credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau