Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 36442 (Florala, AL)

Credit Card Debt in 36442

^ Average credit card debt in 36442 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36442

^ Based on overall Alabama data, the credit card delinquency rate in Florala is approximately 0.77%. [2]

Credit Scores in 36442

^ The average credit score in Florala is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36442

Credit Card Debt in 36442


  • 36442 Credit Card Debt
    • The estimated average credit card debt for 36442 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36442


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


36442 Credit Scores


  • Credit Scores in 36442
    • Residents of 36442 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36442 (Florala, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36442 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36442 [4]
    • 36442 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About 36442

36442 is associated with the city of Florala, which is located in Covington County in the state of Alabama. [6]

AL Credit Cards

36442 Credit Cards

For more information about 36442 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama


Go

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau