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Comprehensive Local Credit Card Guide

Credit Cards in 36444 (Franklin, AL)

Credit Card Debt in 36444

^ Average credit card debt in 36444 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36444

^ Based on overall Alabama data, the credit card delinquency rate in Franklin is approximately 0.77%. [2]

Credit Scores in 36444

^ The average credit score in Franklin is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36444

Credit Card Debt in 36444


  • 36444 Credit Card Debt
    • The estimated average credit card debt for 36444 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36444


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36444 Credit Scores


  • Credit Scores in 36444
    • Residents of 36444 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36444 (Franklin, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36444 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36444 [4]
    • 36444 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36444 (Franklin, AL)

Recent credit card complaints originating from consumers in 36444, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36444

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Problem with a company's investigation into an existing problem 3
Closing your account 1
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36444

36444 is associated with the city of Franklin, which is located in Monroe County in the state of Alabama. [6]

AL Credit Cards

36444 Credit Cards

For more information about 36444 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36444

6. ^ United States Census Bureau