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Comprehensive Local Credit Card Guide

Credit Cards in 36571 (Saraland, AL)

Credit Card Debt in 36571

^ Average credit card debt in 36571 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36571

^ Based on overall Alabama data, the credit card delinquency rate in Saraland is approximately 0.77%. [2]

Credit Scores in 36571

^ The average credit score in Saraland is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36571

Credit Card Debt in 36571


  • 36571 Credit Card Debt
    • The estimated average credit card debt for 36571 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36571


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36571 Credit Scores


  • Credit Scores in 36571
    • Residents of 36571 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36571 (Saraland, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36571 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36571 [4]
    • 36571 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36571 (Saraland, AL)

Recent credit card complaints originating from consumers in 36571, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36571

Complaint Issue Number of Complaints*
Improper use of your report 40
Problem with a company's investigation into an existing problem 26
Incorrect information on your report 12
Managing an account 2
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36571

36571 is associated with the city of Saraland, which is located in Mobile County in the state of Alabama. [6]

AL Credit Cards

36571 Credit Cards

For more information about 36571 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36571

6. ^ United States Census Bureau