Comprehensive Local Credit Card Guide

Credit Cards in 36610 (Mobile, AL)

Credit Card Debt in 36610

^ Average credit card debt in 36610 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 36610

^ Based on overall Alabama data, the credit card delinquency rate in Mobile is approximately 0.77%. ^[2]

Credit Scores in 36610

^ The average credit score in Mobile is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 36610

Credit Card Debt in 36610

36610 Credit Card Debt
- The estimated average credit card debt for 36610 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 36610

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

36610 Credit Scores

Credit Scores in 36610
- Residents of 36610 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 36610 (Mobile, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 36610 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 36610 ^[4]
- 36610 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 36610 (Mobile, AL)

Recent credit card complaints originating from consumers in 36610, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 36610

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	25
Problem with a credit reporting company's investigation	17
Incorrect information on your report	16
Improper use of your report	15
Credit monitoring or identity theft protection services	3
Other	14

* Total 2021 - 2024 (current)

Additional information about Alabama

About 36610

36610 is associated with the city of Mobile, which is located in Mobile County in the state of Alabama. ^[6]

36610 Credit Cards

For more information about 36610 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36610

6. ^ United States Census Bureau