Comprehensive Local Credit Card Guide

Credit Cards in 36744 (Greensboro, AL)

Credit Card Debt in 36744

^ Average credit card debt in 36744 is approximately $4,817, based on overall Alabama data. ^[1]

Credit Card Delinquency in 36744

^ Based on overall Alabama data, the credit card delinquency rate in Greensboro is approximately 0.77%. ^[2]

Credit Scores in 36744

^ The average credit score in Greensboro is approximately 675, based on collective Alabama data. ^[3]

Credit Card & Personal Finance Statistics in 36744

Credit Card Debt in 36744

36744 Credit Card Debt
- The estimated average credit card debt for 36744 residents is $4,817. ^[1]
- Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 36744

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36744 Credit Scores

Credit Scores in 36744
- Residents of 36744 (AL) have an estimated average credit score of 675. ^[3]
- The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. ^[3]

More 36744 (Greensboro, AL) Credit Stats

Credit card delinquency rates in Alabama ^[2]
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.

Cardholders in 36744 who are more than 90 days late on payments
- Alabama Rate: 0.77%
- National Average: 0.57%

Statute of limitations for credit card debt in 36744 ^[4]
- 36744 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 36744 (Greensboro, AL)

Recent credit card complaints originating from consumers in 36744, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 36744

Complaint Issue	Number of Complaints*
Incorrect information on your report	218
Problem with a company's investigation into an existing problem	25
Improper use of your report	24
Problem with a credit reporting company's investigation	7
Unable to get your credit report or credit score	4
Other	6

* Total 2021 - 2024 (current)

Additional information about Alabama

About 36744

36744 is associated with the city of Greensboro, which is located in Hale County in the state of Alabama. ^[6]

36744 Credit Cards

For more information about 36744 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama

Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36744

6. ^ United States Census Bureau