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Comprehensive Local Credit Card Guide

Credit Cards in 36745 (Jefferson, AL)

Credit Card Debt in 36745

^ Average credit card debt in 36745 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36745

^ Based on overall Alabama data, the credit card delinquency rate in Jefferson is approximately 0.77%. [2]

Credit Scores in 36745

^ The average credit score in Jefferson is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36745

Credit Card Debt in 36745


  • 36745 Credit Card Debt
    • The estimated average credit card debt for 36745 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36745


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36745 Credit Scores


  • Credit Scores in 36745
    • Residents of 36745 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36745 (Jefferson, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36745 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36745 [4]
    • 36745 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36745 (Jefferson, AL)

Recent credit card complaints originating from consumers in 36745, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36745

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36745

36745 is associated with the city of Jefferson, which is located in Marengo County in the state of Alabama. [6]

AL Credit Cards

36745 Credit Cards

For more information about 36745 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau