Credit Card & Personal Finance Statistics in 36801
Credit Card Debt in 36801
- 36801 Credit Card Debt
-
- The estimated average credit card debt for 36801 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 36801
36801 Credit Scores
- Credit Scores in 36801
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- Residents of 36801 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 36801 (Opelika, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 36801 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 36801 [4]
-
- 36801 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 36801 (Opelika, AL)
Recent credit card complaints originating from consumers in 36801, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 36801
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
182 |
| Incorrect information on your report |
131 |
| Problem with a credit reporting company's investigation |
42 |
| Problem with a company's investigation into an existing problem |
32 |
| Written notification about debt |
11 |
| Other |
59 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 36801
36801 is associated with the city of Opelika, which is located in Lee County in the state of Alabama. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
