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Comprehensive Local Credit Card Guide

Montgomery Credit Cards

Credit Card Debt in Montgomery

^ Average credit card debt in Montgomery is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Montgomery

^ Based on overall AL data, the credit card delinquency rate in Montgomery is approximately 0.77%. [2]

Credit Scores in Montgomery

^ The average credit score in Montgomery is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Montgomery, AL Credit Card & Personal Finance Statistics

Montgomery Credit Card Debt


  • Credit Card Debt in Montgomery
    • The estimated average credit card debt for Montgomery residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Montgomery Credit Card Calculator


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Montgomery Credit Scores


  • Credit Scores in Montgomery
    • Residents of Montgomery, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Montgomery, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Montgomery cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Montgomery [4]
    • Montgomery (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Montgomery

Montgomery is a city located in Montgomery County in the state of Alabama, and has a population of approximately 205,764. [6]

AL Credit Cards

Montgomery Credit Cards

For more information about Montgomery credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau