Comprehensive Local Credit Card Guide

Credit Cards in 99705 (North Pole, AK)

Credit Card Debt in 99705

^ Average credit card debt in 99705 is approximately $6,910, based on overall Alaska data. ^[1]

Credit Card Delinquency in 99705

^ Based on overall Alaska data, the credit card delinquency rate in North Pole is approximately 0.42%. ^[2]

Credit Scores in 99705

^ The average credit score in North Pole is approximately 705, based on collective Alaska data. ^[3]

Credit Card & Personal Finance Statistics in 99705

Credit Card Debt in 99705

99705 Credit Card Debt
- The estimated average credit card debt for 99705 residents is $6,910. ^[1]
- Average credit card debt amount in Alaska (all cities) is 39% greater than the national average of $4,965.
- Collectively, Alaska cities rank 1st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 99705

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99705 Credit Scores

Credit Scores in 99705
- Residents of 99705 (AK) have an estimated average credit score of 705. ^[3]
- The average credit score in Alaska (all cities) is 1.29% greater than the national average score of 696.
- Alaska collectively ranks 22nd in the U.S. in average credit score of residents. ^[3]

More 99705 (North Pole, AK) Credit Stats

Credit card delinquency rates in Alaska ^[2]
- Alaska residents (all cities) rank 42nd in the U.S. with a rate that is 26% less than the national average of 0.57%.

Cardholders in 99705 who are more than 90 days late on payments
- Alaska Rate: 0.42%
- National Average: 0.57%

Statute of limitations for credit card debt in 99705 ^[4]
- 99705 (Alaska) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 99705 (North Pole, AK)

Recent credit card complaints originating from consumers in 99705, AK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 99705

Complaint Issue	Number of Complaints*
Incorrect information on your report	18
Problem with a credit reporting company's investigation	13
Unable to get your credit report or credit score	10
Problem with a company's investigation into an existing problem	8
Attempts to collect debt not owed	4
Other	24

* Total 2021 - 2024 (current)

Additional information about Alaska

About 99705

99705 is associated with the city of North Pole, which is located in Fairbanks North Star County in the state of Alaska. ^[6]

99705 Credit Cards

For more information about 99705 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alaska

Cities in AK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alaska State Legislature

5. ^ Consumer financial complaints in 99705

6. ^ United States Census Bureau