Comprehensive Local Credit Card Guide

Credit Cards in 90744 (Wilmington, CA)

Credit Card Debt in 90744

^ Average credit card debt in 90744 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 90744

^ Based on overall California data, the credit card delinquency rate in Wilmington is approximately 0.5%. ^[2]

Credit Scores in 90744

^ The average credit score in Wilmington is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 90744

Credit Card Debt in 90744

90744 Credit Card Debt
- The estimated average credit card debt for 90744 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 90744

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

90744 Credit Scores

Credit Scores in 90744
- Residents of 90744 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 90744 (Wilmington, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 90744 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 90744 ^[4]
- 90744 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 90744 (Wilmington, CA)

Recent credit card complaints originating from consumers in 90744, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 90744

Complaint Issue	Number of Complaints*
Incorrect information on your report	185
Improper use of your report	121
Problem with a company's investigation into an existing problem	60
Unable to get your credit report or credit score	50
Problem with a credit reporting company's investigation	45
Other	117

* Total 2021 - 2024 (current)

Additional information about California

About 90744

90744 is associated with the city of Wilmington, which is located in Los Angeles County in the state of California. ^[6]

90744 Credit Cards

For more information about 90744 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 90744

6. ^ United States Census Bureau