Comprehensive Local Credit Card Guide

Credit Cards in 91942 (La Mesa, CA)

Credit Card Debt in 91942

^ Average credit card debt in 91942 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 91942

^ Based on overall California data, the credit card delinquency rate in La Mesa is approximately 0.5%. ^[2]

Credit Scores in 91942

^ The average credit score in La Mesa is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 91942

Credit Card Debt in 91942

91942 Credit Card Debt
- The estimated average credit card debt for 91942 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 91942

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91942 Credit Scores

Credit Scores in 91942
- Residents of 91942 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 91942 (La Mesa, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 91942 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 91942 ^[4]
- 91942 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 91942 (La Mesa, CA)

Recent credit card complaints originating from consumers in 91942, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 91942

Complaint Issue	Number of Complaints*
Incorrect information on your report	171
Improper use of your report	96
Problem with a credit reporting company's investigation	69
Problem with a company's investigation into an existing problem	68
Attempts to collect debt not owed	28
Other	100

* Total 2021 - 2024 (current)

Additional information about California

About 91942

91942 is associated with the city of La Mesa, which is located in San Diego County in the state of California. ^[6]

91942 Credit Cards

For more information about 91942 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 91942

6. ^ United States Census Bureau