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Comprehensive Local Credit Card Guide

Los Gatos Credit Cards

Credit Card Debt in Los Gatos

^ Average credit card debt in Los Gatos is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Los Gatos

^ Based on overall CA data, the credit card delinquency rate in Los Gatos is approximately 0.5%. [2]

Credit Scores in Los Gatos

^ The average credit score in Los Gatos is approximately 701, based on collective California data. [3]

CA Credit Cards

Los Gatos, CA Credit Card & Personal Finance Statistics

Los Gatos Credit Card Debt


  • Credit Card Debt in Los Gatos
    • The estimated average credit card debt for Los Gatos residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Los Gatos Credit Card Calculator


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Los Gatos Credit Scores


  • Credit Scores in Los Gatos
    • Residents of Los Gatos, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Los Gatos, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Los Gatos cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Los Gatos [4]
    • Los Gatos (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Los Gatos, CA

Recent credit card complaints originating from consumers in 95032, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 16, 2013
95032
Customer service / Customer relations
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 6, 2011
95032
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
Feb 2, 2012
95032
Credit card protection / Debt protection
CITIBANK, N.A.
Untimely response
No
No
Mar 22, 2012
95032
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Apr 25, 2016
95032
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 7, 2013
95032
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 14, 2017
95032
Billing disputes
U.S. BANCORP
Closed with monetary relief
Yes
No
Feb 11, 2015
95032
Delinquent account
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
No
Feb 11, 2015
95032
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 14, 2013
95032
Billing statement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 18, 2015
95032
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 2, 2016
95032
Delinquent account
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes

Local Financial Institutions in Los Gatos

Banks in or near Los Gatos, CA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Los Gatos produced no matches.

ATMs in or near Los Gatos, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Los Gatos produced no matches.

Credit Unions in or near Los Gatos, CA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Los Gatos produced no matches.

Los Gatos, CA Household Income Statistics

Income: Los Gatos vs. California

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Los Gatos, CA Income Breakdown

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Income: Los Gatos vs. Nation

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Additional information about California

About Los Gatos

Los Gatos is a town located in Santa Clara County in the state of California, and has a population of approximately 29,413. [6]

CA Credit Cards

Los Gatos Credit Cards

For more information about Los Gatos credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau