Credit Card & Personal Finance Statistics in 91977
Credit Card Debt in 91977
- 91977 Credit Card Debt
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- The estimated average credit card debt for 91977 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 91977
91977 Credit Scores
- Credit Scores in 91977
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- Residents of 91977 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 91977 (Spring Valley, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 91977 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 91977 [4]
-
- 91977 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 91977 (Spring Valley, CA)
Recent credit card complaints originating from consumers in 91977, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 91977
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
267 |
Improper use of your report |
151 |
Problem with a credit reporting company's investigation |
72 |
Problem with a company's investigation into an existing problem |
25 |
Attempts to collect debt not owed |
21 |
Other |
146 |
* Total 2021 - 2024 (current)
Additional information about California
About 91977
91977 is associated with the city of Spring Valley, which is located in San Diego County in the state of California. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax