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Del Rey Oaks Credit Cards

Credit Card Debt in Del Rey Oaks

^ Average credit card debt in Del Rey Oaks is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Del Rey Oaks

^ Based on overall CA data, the credit card delinquency rate in Del Rey Oaks is approximately 0.5%. [2]

Credit Scores in Del Rey Oaks

^ The average credit score in Del Rey Oaks is approximately 701, based on collective California data. [3]

CA Credit Cards

Del Rey Oaks, CA Credit Card & Personal Finance Statistics

Del Rey Oaks Credit Card Debt


  • Credit Card Debt in Del Rey Oaks
    • The estimated average credit card debt for Del Rey Oaks residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Del Rey Oaks Credit Card Calculator


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Del Rey Oaks Credit Scores


  • Credit Scores in Del Rey Oaks
    • Residents of Del Rey Oaks, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Del Rey Oaks, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Del Rey Oaks cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Del Rey Oaks [4]
    • Del Rey Oaks (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Del Rey Oaks, CA

Recent credit card complaints originating from consumers in 93940, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 19, 2015
93940
Payoff process
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jul 11, 2013
93940
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
May 7, 2012
93940
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with relief
Yes
No
Nov 15, 2014
93940
Balance transfer
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Apr 18, 2017
93940
Other fee
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Sep 7, 2015
93940
Late fee
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Feb 10, 2016
93940
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No

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Local Financial Institutions in Del Rey Oaks

Banks in or near Del Rey Oaks, CA

Local banks offering credit and financial products to residents of the community.

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ATMs in or near Del Rey Oaks, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near Del Rey Oaks, CA

Local credit unions offering financial products to residents of the community.


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Del Rey Oaks, CA Household Income Statistics

Income: Del Rey Oaks vs. California

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Del Rey Oaks, CA Income Breakdown

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Income: Del Rey Oaks vs. Nation

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Additional information about California

About Del Rey Oaks

Del Rey Oaks is a city located in Monterey County in the state of California, and has a population of approximately 1,624. [6]

CA Credit Cards

Del Rey Oaks Credit Cards

For more information about Del Rey Oaks credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau