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Comprehensive Local Credit Card Guide

Credit Cards in 92255 (Palm Desert, CA)

Credit Card Debt in 92255

^ Average credit card debt in 92255 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 92255

^ Based on overall California data, the credit card delinquency rate in Palm Desert is approximately 0.5%. [2]

Credit Scores in 92255

^ The average credit score in Palm Desert is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 92255

Credit Card Debt in 92255


  • 92255 Credit Card Debt
    • The estimated average credit card debt for 92255 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 92255


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92255 Credit Scores


  • Credit Scores in 92255
    • Residents of 92255 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 92255 (Palm Desert, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 92255 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 92255 [4]
    • 92255 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 92255 (Palm Desert, CA)

Recent credit card complaints originating from consumers in 92255, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 92255

Complaint Issue Number of Complaints*
Fees or interest 1
Managing an account 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about California

About 92255

92255 is associated with the city of Palm Desert, which is located in Riverside County in the state of California. [6]

CA Credit Cards

92255 Credit Cards

For more information about 92255 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 92255

6. ^ United States Census Bureau