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Comprehensive Local Credit Card Guide

Encinitas Credit Cards

Credit Card Debt in Encinitas

^ Average credit card debt in Encinitas is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Encinitas

^ Based on overall CA data, the credit card delinquency rate in Encinitas is approximately 0.5%. [2]

Credit Scores in Encinitas

^ The average credit score in Encinitas is approximately 701, based on collective California data. [3]

CA Credit Cards

Encinitas, CA Credit Card & Personal Finance Statistics

Encinitas Credit Card Debt


  • Credit Card Debt in Encinitas
    • The estimated average credit card debt for Encinitas residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

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Encinitas Credit Scores


  • Credit Scores in Encinitas
    • Residents of Encinitas, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Encinitas, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Encinitas cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Encinitas [4]
    • Encinitas (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Encinitas

Encinitas is a city located in San Diego County in the state of California, and has a population of approximately 59,518. [6]

CA Credit Cards

Encinitas Credit Cards

For more information about Encinitas credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau