Comprehensive Local Credit Card Guide

Credit Cards in 92657 (Newport Coast, CA)

Credit Card Debt in 92657

^ Average credit card debt in 92657 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 92657

^ Based on overall California data, the credit card delinquency rate in Newport Coast is approximately 0.5%. ^[2]

Credit Scores in 92657

^ The average credit score in Newport Coast is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 92657

Credit Card Debt in 92657

92657 Credit Card Debt
- The estimated average credit card debt for 92657 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 92657

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92657 Credit Scores

Credit Scores in 92657
- Residents of 92657 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 92657 (Newport Coast, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 92657 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 92657 ^[4]
- 92657 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 92657 (Newport Coast, CA)

Recent credit card complaints originating from consumers in 92657, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 92657

Complaint Issue	Number of Complaints*
Improper use of your report	16
Incorrect information on your report	15
Problem with fraud alerts or security freezes	11
Problem with a credit reporting company's investigation	6
Managing an account	2
Other	13

* Total 2021 - 2024 (current)

Additional information about California

About 92657

92657 is associated with the city of Newport Coast, which is located in Orange County in the state of California. ^[6]

92657 Credit Cards

For more information about 92657 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau