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Comprehensive Local Credit Card Guide

Credit Cards in 93556 (Ridgecrest, CA)

Credit Card Debt in 93556

^ Average credit card debt in 93556 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 93556

^ Based on overall California data, the credit card delinquency rate in Ridgecrest is approximately 0.5%. [2]

Credit Scores in 93556

^ The average credit score in Ridgecrest is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 93556

Credit Card Debt in 93556


  • 93556 Credit Card Debt
    • The estimated average credit card debt for 93556 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 93556


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93556 Credit Scores


  • Credit Scores in 93556
    • Residents of 93556 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 93556 (Ridgecrest, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 93556 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 93556 [4]
    • 93556 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 93556 (Ridgecrest, CA)

Recent credit card complaints originating from consumers in 93556, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 93556

Complaint Issue Number of Complaints*
Incorrect information on your report 1
* Total 2021 - 2024 (current)

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Additional information about California

About 93556

93556 is associated with the city of Ridgecrest, which is located in Kern County in the state of California. [6]

CA Credit Cards

93556 Credit Cards

For more information about 93556 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 93556

6. ^ United States Census Bureau