Credit Card & Personal Finance Statistics in 94605
Credit Card Debt in 94605
- 94605 Credit Card Debt
-
- The estimated average credit card debt for 94605 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 94605
94605 Credit Scores
- Credit Scores in 94605
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- Residents of 94605 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 94605 (Oakland, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 94605 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 94605 [4]
-
- 94605 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 94605 (Oakland, CA)
Recent credit card complaints originating from consumers in 94605, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 94605
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
316 |
| Improper use of your report |
160 |
| Problem with a credit reporting company's investigation |
107 |
| Attempts to collect debt not owed |
40 |
| Managing an account |
21 |
| Other |
184 |
* Total 2021 - 2024 (current)
Additional information about California
About 94605
94605 is associated with the city of Oakland, which is located in Alameda County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
