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Comprehensive Local Credit Card Guide

Ferndale Credit Cards

Credit Card Debt in Ferndale

^ Average credit card debt in Ferndale is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Ferndale

^ Based on overall CA data, the credit card delinquency rate in Ferndale is approximately 0.5%. [2]

Credit Scores in Ferndale

^ The average credit score in Ferndale is approximately 701, based on collective California data. [3]

CA Credit Cards

Ferndale, CA Credit Card & Personal Finance Statistics

Ferndale Credit Card Debt

  • Credit Card Debt in Ferndale
    • The estimated average credit card debt for Ferndale residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Ferndale Credit Card Calculator

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Ferndale Credit Scores

  • Credit Scores in Ferndale
    • Residents of Ferndale, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Ferndale, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Ferndale cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ferndale [4]
    • Ferndale (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Ferndale

Ferndale is a city located in Humboldt County in the state of California, and has a population of approximately 1,371. [6]

CA Credit Cards

Ferndale Credit Cards

For more information about Ferndale credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in CA

ZIP Codes in California



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau