Comprehensive Local Credit Card Guide

Credit Cards in 95037 (Morgan Hill, CA)

Credit Card Debt in 95037

^ Average credit card debt in 95037 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 95037

^ Based on overall California data, the credit card delinquency rate in Morgan Hill is approximately 0.5%. ^[2]

Credit Scores in 95037

^ The average credit score in Morgan Hill is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 95037

Credit Card Debt in 95037

95037 Credit Card Debt
- The estimated average credit card debt for 95037 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 95037

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95037 Credit Scores

Credit Scores in 95037
- Residents of 95037 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 95037 (Morgan Hill, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 95037 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 95037 ^[4]
- 95037 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 95037 (Morgan Hill, CA)

Recent credit card complaints originating from consumers in 95037, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 95037

Complaint Issue	Number of Complaints*
Incorrect information on your report	161
Problem with a company's investigation into an existing problem	70
Problem with a credit reporting company's investigation	42
Improper use of your report	26
Managing an account	16
Other	80

* Total 2021 - 2024 (current)

Additional information about California

About 95037

95037 is associated with the city of Morgan Hill, which is located in Santa Clara County in the state of California. ^[6]

95037 Credit Cards

For more information about 95037 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95037

6. ^ United States Census Bureau