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Comprehensive Local Credit Card Guide

Credit Cards in 95619 (Diamond Springs, CA)

Credit Card Debt in 95619

^ Average credit card debt in 95619 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95619

^ Based on overall California data, the credit card delinquency rate in Diamond Springs is approximately 0.5%. [2]

Credit Scores in 95619

^ The average credit score in Diamond Springs is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95619

Credit Card Debt in 95619


  • 95619 Credit Card Debt
    • The estimated average credit card debt for 95619 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95619


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95619 Credit Scores


  • Credit Scores in 95619
    • Residents of 95619 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95619 (Diamond Springs, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95619 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95619 [4]
    • 95619 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 95619 (Diamond Springs, CA)

Recent credit card complaints originating from consumers in 95619, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 95619

Complaint Issue Number of Complaints*
Improper use of your report 1
Managing an account 1
Other transaction problem 1
Problem with a credit reporting company's investigation 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about California

About 95619

95619 is associated with the city of Diamond Springs, which is located in El Dorado County in the state of California. [6]

CA Credit Cards

95619 Credit Cards

For more information about 95619 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95619

6. ^ United States Census Bureau