Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Gilroy Credit Cards

Credit Card Debt in Gilroy

^ Average credit card debt in Gilroy is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Gilroy

^ Based on overall CA data, the credit card delinquency rate in Gilroy is approximately 0.5%. [2]

Credit Scores in Gilroy

^ The average credit score in Gilroy is approximately 701, based on collective California data. [3]

CA Credit Cards

Gilroy, CA Credit Card & Personal Finance Statistics

Gilroy Credit Card Debt

  • Credit Card Debt in Gilroy
    • The estimated average credit card debt for Gilroy residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Gilroy Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Gilroy Credit Scores

  • Credit Scores in Gilroy
    • Residents of Gilroy, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Gilroy, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Gilroy cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gilroy [4]
    • Gilroy (California) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about California

About Gilroy

Gilroy is a city located in Santa Clara County in the state of California, and has a population of approximately 48,821. [6]

CA Credit Cards

Gilroy Credit Cards

For more information about Gilroy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau