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Comprehensive Local Credit Card Guide

Gilroy Credit Cards

Credit Card Debt in Gilroy

^ Average credit card debt in Gilroy is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Gilroy

^ Based on overall CA data, the credit card delinquency rate in Gilroy is approximately 0.5%. [2]

Credit Scores in Gilroy

^ The average credit score in Gilroy is approximately 701, based on collective California data. [3]

CA Credit Cards

Gilroy, CA Credit Card & Personal Finance Statistics

Gilroy Credit Card Debt

  • Credit Card Debt in Gilroy
    • The estimated average credit card debt for Gilroy residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Gilroy Credit Card Calculator

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Gilroy Credit Scores

  • Credit Scores in Gilroy
    • Residents of Gilroy, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Gilroy, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Gilroy cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gilroy [4]
    • Gilroy (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Gilroy

Gilroy is a city located in Santa Clara County in the state of California, and has a population of approximately 48,821. [6]

CA Credit Cards

Gilroy Credit Cards

For more information about Gilroy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in CA

ZIP Codes in California



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau