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Comprehensive Local Credit Card Guide

Laguna Niguel Credit Cards

Credit Card Debt in Laguna Niguel

^ Average credit card debt in Laguna Niguel is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Laguna Niguel

^ Based on overall CA data, the credit card delinquency rate in Laguna Niguel is approximately 0.5%. [2]

Credit Scores in Laguna Niguel

^ The average credit score in Laguna Niguel is approximately 701, based on collective California data. [3]

CA Credit Cards

Laguna Niguel, CA Credit Card & Personal Finance Statistics

Laguna Niguel Credit Card Debt


  • Credit Card Debt in Laguna Niguel
    • The estimated average credit card debt for Laguna Niguel residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

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Laguna Niguel Credit Scores


  • Credit Scores in Laguna Niguel
    • Residents of Laguna Niguel, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Laguna Niguel, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Laguna Niguel cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Laguna Niguel [4]
    • Laguna Niguel (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Laguna Niguel

Laguna Niguel is a city located in Orange County in the state of California, and has a population of approximately 62,979. [6]

CA Credit Cards

Laguna Niguel Credit Cards

For more information about Laguna Niguel credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau