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Comprehensive Local Credit Card Guide

Merced Credit Cards

Credit Card Debt in Merced

^ Average credit card debt in Merced is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Merced

^ Based on overall CA data, the credit card delinquency rate in Merced is approximately 0.5%. [2]

Credit Scores in Merced

^ The average credit score in Merced is approximately 701, based on collective California data. [3]

CA Credit Cards

Merced, CA Credit Card & Personal Finance Statistics

Merced Credit Card Debt


  • Credit Card Debt in Merced
    • The estimated average credit card debt for Merced residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Merced Credit Card Calculator


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Merced Credit Scores


  • Credit Scores in Merced
    • Residents of Merced, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Merced, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Merced cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Merced [4]
    • Merced (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Merced

Merced is a city located in Merced County in the state of California, and has a population of approximately 78,958. [6]

CA Credit Cards

Merced Credit Cards

For more information about Merced credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau