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Comprehensive Local Credit Card Guide

Oceanside Credit Cards

Credit Card Debt in Oceanside

^ Average credit card debt in Oceanside is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Oceanside

^ Based on overall CA data, the credit card delinquency rate in Oceanside is approximately 0.5%. [2]

Credit Scores in Oceanside

^ The average credit score in Oceanside is approximately 701, based on collective California data. [3]

CA Credit Cards

Oceanside, CA Credit Card & Personal Finance Statistics

Oceanside Credit Card Debt


  • Credit Card Debt in Oceanside
    • The estimated average credit card debt for Oceanside residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Oceanside Credit Card Calculator


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Oceanside Credit Scores


  • Credit Scores in Oceanside
    • Residents of Oceanside, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Oceanside, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Oceanside cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oceanside [4]
    • Oceanside (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Oceanside

Oceanside is a city located in San Diego County in the state of California, and has a population of approximately 167,086. [6]

CA Credit Cards

Oceanside Credit Cards

For more information about Oceanside credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau