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Comprehensive Local Credit Card Guide

San Jose Credit Cards

Credit Card Debt in San Jose

^ Average credit card debt in San Jose is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in San Jose

^ Based on overall CA data, the credit card delinquency rate in San Jose is approximately 0.5%. [2]

Credit Scores in San Jose

^ The average credit score in San Jose is approximately 701, based on collective California data. [3]

CA Credit Cards

San Jose, CA Credit Card & Personal Finance Statistics

San Jose Credit Card Debt


  • Credit Card Debt in San Jose
    • The estimated average credit card debt for San Jose residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

San Jose Credit Card Calculator


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San Jose Credit Scores


  • Credit Scores in San Jose
    • Residents of San Jose, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More San Jose, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • San Jose cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in San Jose [4]
    • San Jose (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near San Jose, CA

Recent credit card complaints originating from consumers in 95110, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 2, 2013
95110
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 4, 2015
95110
Advertising and marketing
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Oct 6, 2014
95110
Payoff process
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes

Local Financial Institutions in San Jose

Banks in or near San Jose, CA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in San Jose produced no matches.

ATMs in or near San Jose, CA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in San Jose produced no matches.

Credit Unions in or near San Jose, CA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in San Jose produced no matches.

San Jose, CA Household Income Statistics

Income: San Jose vs. California

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San Jose, CA Income Breakdown

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Income: San Jose vs. Nation

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Additional information about California

About San Jose

San Jose is a city located in Santa Clara County in the state of California, and has a population of approximately 945,942. [6]

CA Credit Cards

San Jose Credit Cards

For more information about San Jose credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau