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Comprehensive Local Credit Card Guide

Santa Cruz Credit Cards

Credit Card Debt in Santa Cruz

^ Average credit card debt in Santa Cruz is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Santa Cruz

^ Based on overall CA data, the credit card delinquency rate in Santa Cruz is approximately 0.5%. [2]

Credit Scores in Santa Cruz

^ The average credit score in Santa Cruz is approximately 701, based on collective California data. [3]

CA Credit Cards

Santa Cruz, CA Credit Card & Personal Finance Statistics

Santa Cruz Credit Card Debt


  • Credit Card Debt in Santa Cruz
    • The estimated average credit card debt for Santa Cruz residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

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Santa Cruz Credit Scores


  • Credit Scores in Santa Cruz
    • Residents of Santa Cruz, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Santa Cruz, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Santa Cruz cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Santa Cruz [4]
    • Santa Cruz (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Santa Cruz

Santa Cruz is a city located in Santa Cruz County in the state of California, and has a population of approximately 59,946. [6]

CA Credit Cards

Santa Cruz Credit Cards

For more information about Santa Cruz credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau