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Comprehensive Local Credit Card Guide

Credit Cards in 80216 (Denver, CO)

Credit Card Debt in 80216

^ Average credit card debt in 80216 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 80216

^ Based on overall Colorado data, the credit card delinquency rate in Denver is approximately 0.45%. [2]

Credit Scores in 80216

^ The average credit score in Denver is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 80216

Credit Card Debt in 80216


  • 80216 Credit Card Debt
    • The estimated average credit card debt for 80216 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 80216


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80216 Credit Scores


  • Credit Scores in 80216
    • Residents of 80216 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 80216 (Denver, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 80216 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 80216 [4]
    • 80216 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 80216 (Denver, CO)

Recent credit card complaints originating from consumers in 80216, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 80216

Complaint Issue Number of Complaints*
Incorrect information on your report 48
Improper use of your report 46
Problem with a company's investigation into an existing problem 19
Written notification about debt 12
Managing an account 7
Other 43
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 80216

80216 is associated with the city of Denver, which is located in Denver County in the state of Colorado. [6]

CO Credit Cards

80216 Credit Cards

For more information about 80216 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Colorado


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Cities in CO

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 80216

6. ^ United States Census Bureau