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Comprehensive Local Credit Card Guide

Credit Cards in 81126 (Chama, CO)

Credit Card Debt in 81126

^ Average credit card debt in 81126 is approximately $5,625, based on overall Colorado data. [1]

Credit Card Delinquency in 81126

^ Based on overall Colorado data, the credit card delinquency rate in Chama is approximately 0.45%. [2]

Credit Scores in 81126

^ The average credit score in Chama is approximately 713, based on collective Colorado data. [3]

CO Credit Cards

Credit Card & Personal Finance Statistics in 81126

Credit Card Debt in 81126


  • 81126 Credit Card Debt
    • The estimated average credit card debt for 81126 residents is $5,625. [1]
    • Average credit card debt amount in Colorado (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 81126


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81126 Credit Scores


  • Credit Scores in 81126
    • Residents of 81126 (CO) have an estimated average credit score of 713. [3]
    • The average credit score in Colorado (all cities) is 2.44% greater than the national average score of 696.
    • Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]

More 81126 (Chama, CO) Credit Stats

  • Credit card delinquency rates in Colorado [2]
    • Colorado residents (all cities) rank 37th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 81126 who are more than 90 days late on payments
    • Colorado Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 81126 [4]
    • 81126 (Colorado) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 81126 (Chama, CO)

Recent credit card complaints originating from consumers in 81126, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 81126

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Colorado

About 81126

81126 is associated with the city of Chama, which is located in Costilla County in the state of Colorado. [6]

CO Credit Cards

81126 Credit Cards

For more information about 81126 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Colorado


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Colorado State Legislature

5. ^ Consumer financial complaints in 81126

6. ^ United States Census Bureau