Credit Card & Personal Finance Statistics in 81505
Credit Card Debt in 81505
- 81505 Credit Card Debt
-
- The estimated average credit card debt for 81505 residents is $5,625. [1]
- Average credit card debt amount in Colorado (all cities) is
13% greater than the national average of $4,965.
- Collectively, Colorado cities rank 2nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 81505
81505 Credit Scores
- Credit Scores in 81505
-
- Residents of 81505 (CO) have an estimated average credit score of 713. [3]
- The average credit score in Colorado (all cities) is
2.44% greater than the national average score of 696.
- Colorado collectively ranks 12th in the U.S. in average credit score of residents. [3]
More 81505 (Grand Junction, CO) Credit Stats
- Credit card delinquency rates in Colorado [2]
-
- Colorado residents (all cities) rank 37th in the U.S. with a rate that
is 21% less than the national average of 0.57%.
- Cardholders in 81505 who are more than 90 days late on payments
-
- Colorado Rate: 0.45%
- National Average: 0.57%
- Statute of limitations for credit card debt in 81505 [4]
-
- 81505 (Colorado) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 81505 (Grand Junction, CO)
Recent credit card complaints originating from consumers in 81505, CO. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 81505
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
21 |
| Improper use of your report |
15 |
| Getting a credit card |
2 |
| Closing on a mortgage |
1 |
| Managing an account |
1 |
| Other |
2 |
* Total 2021 - 2024 (current)
Additional information about Colorado
About 81505
81505 is associated with the city of Grand Junction, which is located in Mesa County in the state of Colorado. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Colorado
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
