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Comprehensive Local Credit Card Guide

Credit Cards in 06706 (Waterbury, CT)

Credit Card Debt in 06706

^ Average credit card debt in 06706 is approximately $5,617, based on overall Connecticut data. [1]

Credit Card Delinquency in 06706

^ Based on overall Connecticut data, the credit card delinquency rate in Waterbury is approximately 0.52%. [2]

Credit Scores in 06706

^ The average credit score in Waterbury is approximately 713, based on collective Connecticut data. [3]

CT Credit Cards

Credit Card & Personal Finance Statistics in 06706

Credit Card Debt in 06706


  • 06706 Credit Card Debt
    • The estimated average credit card debt for 06706 residents is $5,617. [1]
    • Average credit card debt amount in Connecticut (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Connecticut cities rank 3rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 06706


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06706 Credit Scores


  • Credit Scores in 06706
    • Residents of 06706 (CT) have an estimated average credit score of 713. [3]
    • The average credit score in Connecticut (all cities) is 2.44% greater than the national average score of 696.
    • Connecticut collectively ranks 13th in the U.S. in average credit score of residents. [3]

More 06706 (Waterbury, CT) Credit Stats

  • Credit card delinquency rates in Connecticut [2]
    • Connecticut residents (all cities) rank 33rd in the U.S. with a rate that is 9% less than the national average of 0.57%.
  • Cardholders in 06706 who are more than 90 days late on payments
    • Connecticut Rate: 0.52%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 06706 [4]
    • 06706 (Connecticut) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 06706 (Waterbury, CT)

Recent credit card complaints originating from consumers in 06706, CT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 06706

Complaint Issue Number of Complaints*
Incorrect information on your report 16
Improper use of your report 12
Attempts to collect debt not owed 2
Closing an account 2
Dealing with your lender or servicer 1
Other 8
* Total 2021 - 2024 (current)

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Additional information about Connecticut

About 06706

06706 is associated with the city of Waterbury, which is located in New Haven County in the state of Connecticut. [6]

CT Credit Cards

06706 Credit Cards

For more information about 06706 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Connecticut


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Cities in CT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Connecticut State Legislature

5. ^ Consumer financial complaints in 06706

6. ^ United States Census Bureau