Comprehensive Local Credit Card Guide

Credit Cards in 19805 (Wilmington, DE)

Credit Card Debt in 19805

^ Average credit card debt in 19805 is approximately $5,234, based on overall Delaware data. ^[1]

Credit Card Delinquency in 19805

^ Based on overall Delaware data, the credit card delinquency rate in Wilmington is approximately 0.65%. ^[2]

Credit Scores in 19805

^ The average credit score in Wilmington is approximately 694, based on collective Delaware data. ^[3]

Credit Card & Personal Finance Statistics in 19805

Credit Card Debt in 19805

19805 Credit Card Debt
- The estimated average credit card debt for 19805 residents is $5,234. ^[1]
- Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
- Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19805

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19805 Credit Scores

Credit Scores in 19805
- Residents of 19805 (DE) have an estimated average credit score of 694. ^[3]
- The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
- Delaware collectively ranks 34th in the U.S. in average credit score of residents. ^[3]

More 19805 (Wilmington, DE) Credit Stats

Credit card delinquency rates in Delaware ^[2]
- Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.

Cardholders in 19805 who are more than 90 days late on payments
- Delaware Rate: 0.65%
- National Average: 0.57%

Statute of limitations for credit card debt in 19805 ^[4]
- 19805 (Delaware) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19805 (Wilmington, DE)

Recent credit card complaints originating from consumers in 19805, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19805

Complaint Issue	Number of Complaints*
Incorrect information on your report	970
Improper use of your report	548
Problem with a company's investigation into an existing problem	169
Problem with a credit reporting company's investigation	151
Attempts to collect debt not owed	47
Other	264

* Total 2021 - 2024 (current)

Additional information about Delaware

About 19805

19805 is associated with the city of Wilmington, which is located in New Castle County in the state of Delaware. ^[6]

19805 Credit Cards

For more information about 19805 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Delaware

Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19805

6. ^ United States Census Bureau