Comprehensive Local Credit Card Guide

Credit Cards in 19973 (Seaford, DE)

Credit Card Debt in 19973

^ Average credit card debt in 19973 is approximately $5,234, based on overall Delaware data. ^[1]

Credit Card Delinquency in 19973

^ Based on overall Delaware data, the credit card delinquency rate in Seaford is approximately 0.65%. ^[2]

Credit Scores in 19973

^ The average credit score in Seaford is approximately 694, based on collective Delaware data. ^[3]

Credit Card & Personal Finance Statistics in 19973

Credit Card Debt in 19973

19973 Credit Card Debt
- The estimated average credit card debt for 19973 residents is $5,234. ^[1]
- Average credit card debt amount in Delaware (all cities) is 5% greater than the national average of $4,965.
- Collectively, Delaware cities rank 13th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 19973

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19973 Credit Scores

Credit Scores in 19973
- Residents of 19973 (DE) have an estimated average credit score of 694. ^[3]
- The average credit score in Delaware (all cities) is 0.29% less than the national average score of 696.
- Delaware collectively ranks 34th in the U.S. in average credit score of residents. ^[3]

More 19973 (Seaford, DE) Credit Stats

Credit card delinquency rates in Delaware ^[2]
- Delaware residents (all cities) rank 15th in the U.S. with a rate that is 14% greater than the national average of 0.57%.

Cardholders in 19973 who are more than 90 days late on payments
- Delaware Rate: 0.65%
- National Average: 0.57%

Statute of limitations for credit card debt in 19973 ^[4]
- 19973 (Delaware) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 19973 (Seaford, DE)

Recent credit card complaints originating from consumers in 19973, DE. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 19973

Complaint Issue	Number of Complaints*
Incorrect information on your report	120
Problem with a credit reporting company's investigation	112
Improper use of your report	108
Problem with a company's investigation into an existing problem	34
Attempts to collect debt not owed	12
Other	62

* Total 2021 - 2024 (current)

Additional information about Delaware

About 19973

19973 is associated with the city of Seaford, which is located in Sussex County in the state of Delaware. ^[6]

19973 Credit Cards

For more information about 19973 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Delaware

Cities in DE

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Delaware State Legislature

5. ^ Consumer financial complaints in 19973

6. ^ United States Census Bureau