Comprehensive Local Credit Card Guide

Credit Cards in 32960 (Vero Beach, FL)

Credit Card Debt in 32960

^ Average credit card debt in 32960 is approximately $4,861, based on overall Florida data. ^[1]

Credit Card Delinquency in 32960

^ Based on overall Florida data, the credit card delinquency rate in Vero Beach is approximately 0.68%. ^[2]

Credit Scores in 32960

^ The average credit score in Vero Beach is approximately 683, based on collective Florida data. ^[3]

Credit Card & Personal Finance Statistics in 32960

Credit Card Debt in 32960

32960 Credit Card Debt
- The estimated average credit card debt for 32960 residents is $4,861. ^[1]
- Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
- Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 32960

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

32960 Credit Scores

Credit Scores in 32960
- Residents of 32960 (FL) have an estimated average credit score of 683. ^[3]
- The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
- Florida collectively ranks 41st in the U.S. in average credit score of residents. ^[3]

More 32960 (Vero Beach, FL) Credit Stats

Credit card delinquency rates in Florida ^[2]
- Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.

Cardholders in 32960 who are more than 90 days late on payments
- Florida Rate: 0.68%
- National Average: 0.57%

Statute of limitations for credit card debt in 32960 ^[4]
- 32960 (Florida) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 32960 (Vero Beach, FL)

Recent credit card complaints originating from consumers in 32960, FL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 32960

Complaint Issue	Number of Complaints*
Incorrect information on your report	387
Improper use of your report	269
Problem with a company's investigation into an existing problem	35
Problem with a credit reporting company's investigation	19
Attempts to collect debt not owed	10
Other	53

* Total 2021 - 2024 (current)

Additional information about Florida

About 32960

32960 is associated with the city of Vero Beach, which is located in Indian River County in the state of Florida. ^[6]

32960 Credit Cards

For more information about 32960 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Florida

Cities in FL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer financial complaints in 32960

6. ^ United States Census Bureau