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Comprehensive Local Credit Card Guide

Valparaiso Credit Cards

Credit Card Debt in Valparaiso

^ Average credit card debt in Valparaiso is approximately $4,861, based on overall Florida data. [1]

Credit Card Delinquency in Valparaiso

^ Based on overall FL data, the credit card delinquency rate in Valparaiso is approximately 0.68%. [2]

Credit Scores in Valparaiso

^ The average credit score in Valparaiso is approximately 683, based on collective Florida data. [3]

FL Credit Cards

Valparaiso, FL Credit Card & Personal Finance Statistics

Valparaiso Credit Card Debt


  • Credit Card Debt in Valparaiso
    • The estimated average credit card debt for Valparaiso residents is $4,861. [1]
    • Average credit card debt amount in Florida (all cities) is 2% less than the national average of $4,965.
    • Collectively, Florida cities rank 23rd in the U.S. in average credit card debt. [1]

Valparaiso Credit Card Calculator


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Valparaiso Credit Scores


  • Credit Scores in Valparaiso
    • Residents of Valparaiso, FL have an estimated average credit score of 683. [3]
    • The average credit score in Florida (all cities) is 1.87% less than the national average score of 696.
    • Florida collectively ranks 41st in the U.S. in average credit score of residents. [3]

More Valparaiso, FL Credit Stats

  • Credit card delinquency rates in Florida [2]
    • Florida residents (all cities) rank 10th in the U.S. with a rate that is 19% greater than the national average of 0.57%.
  • Valparaiso cardholders that are more than 90 days late on payments
    • Florida Rate: 0.68%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Valparaiso [4]
    • Valparaiso (Florida) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Florida

About Valparaiso

Valparaiso is a city located in Okaloosa County in the state of Florida, and has a population of approximately 5,036. [6]

FL Credit Cards

Valparaiso Credit Cards

For more information about Valparaiso credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in FL

ZIP Codes in Florida


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Florida State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau