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Comprehensive Local Credit Card Guide

Credit Cards in 83401 (Idaho Falls, ID)

Credit Card Debt in 83401

^ Average credit card debt in 83401 is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in 83401

^ Based on overall Idaho data, the credit card delinquency rate in Idaho Falls is approximately 0.48%. [2]

Credit Scores in 83401

^ The average credit score in Idaho Falls is approximately 705, based on collective Idaho data. [3]

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Credit Card & Personal Finance Statistics in 83401

Credit Card Debt in 83401


  • 83401 Credit Card Debt
    • The estimated average credit card debt for 83401 residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 83401


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83401 Credit Scores


  • Credit Scores in 83401
    • Residents of 83401 (ID) have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More 83401 (Idaho Falls, ID) Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Cardholders in 83401 who are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 83401 [4]
    • 83401 (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 83401 (Idaho Falls, ID)

Recent credit card complaints originating from consumers in 83401, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 83401

Complaint Issue Number of Complaints*
Incorrect information on your report 9
Improper use of your report 6
Took or threatened to take negative or legal action 4
Fees or interest 3
Managing an account 3
Other 29
* Total 2021 - 2024 (current)

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Additional information about Idaho

About 83401

83401 is associated with the city of Idaho Falls, which is located in Bonneville County in the state of Idaho. [6]

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83401 Credit Cards

For more information about 83401 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Idaho


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Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83401

6. ^ United States Census Bureau