Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Challis Credit Cards

Credit Card Debt in Challis

^ Average credit card debt in Challis is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Challis

^ Based on overall ID data, the credit card delinquency rate in Challis is approximately 0.48%. [2]

Credit Scores in Challis

^ The average credit score in Challis is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Challis, ID Credit Card & Personal Finance Statistics

Challis Credit Card Debt

  • Credit Card Debt in Challis
    • The estimated average credit card debt for Challis residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Challis Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Challis Credit Scores

  • Credit Scores in Challis
    • Residents of Challis, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Challis, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Challis cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Challis [4]
    • Challis (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Idaho

About Challis

Challis is a city located in Custer County in the state of Idaho, and has a population of approximately 1,081. [6]

ID Credit Cards

Challis Credit Cards

For more information about Challis credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in ID

ZIP Codes in Idaho



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau