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Comprehensive Local Credit Card Guide

Credit Cards in 61920 (Charleston, IL)

Credit Card Debt in 61920

^ Average credit card debt in 61920 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 61920

^ Based on overall Illinois data, the credit card delinquency rate in Charleston is approximately 0.54%. [2]

Credit Scores in 61920

^ The average credit score in Charleston is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 61920

Credit Card Debt in 61920


  • 61920 Credit Card Debt
    • The estimated average credit card debt for 61920 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 61920


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61920 Credit Scores


  • Credit Scores in 61920
    • Residents of 61920 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 61920 (Charleston, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 61920 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 61920 [4]
    • 61920 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 61920 (Charleston, IL)

Recent credit card complaints originating from consumers in 61920, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 61920

Complaint Issue Number of Complaints*
Incorrect information on your report 53
Problem with a company's investigation into an existing problem 20
Improper use of your report 15
Written notification about debt 4
Closing an account 3
Other 23
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 61920

61920 is associated with the city of Charleston, which is located in Coles County in the state of Illinois. [6]

IL Credit Cards

61920 Credit Cards

For more information about 61920 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 61920

6. ^ United States Census Bureau