Comprehensive Local Credit Card Guide

Credit Cards in 46036 (Elwood, IN)

Credit Card Debt in 46036

^ Average credit card debt in 46036 is approximately $4,577, based on overall Indiana data. ^[1]

Credit Card Delinquency in 46036

^ Based on overall Indiana data, the credit card delinquency rate in Elwood is approximately 0.66%. ^[2]

Credit Scores in 46036

^ The average credit score in Elwood is approximately 697, based on collective Indiana data. ^[3]

Credit Card & Personal Finance Statistics in 46036

Credit Card Debt in 46036

46036 Credit Card Debt
- The estimated average credit card debt for 46036 residents is $4,577. ^[1]
- Average credit card debt amount in Indiana (all cities) is 8% less than the national average of $4,965.
- Collectively, Indiana cities rank 38th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 46036

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46036 Credit Scores

Credit Scores in 46036
- Residents of 46036 (IN) have an estimated average credit score of 697. ^[3]
- The average credit score in Indiana (all cities) is 0.14% greater than the national average score of 696.
- Indiana collectively ranks 30th in the U.S. in average credit score of residents. ^[3]

More 46036 (Elwood, IN) Credit Stats

Credit card delinquency rates in Indiana ^[2]
- Indiana residents (all cities) rank 12th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 46036 who are more than 90 days late on payments
- Indiana Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 46036 ^[4]
- 46036 (Indiana) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 46036 (Elwood, IN)

Recent credit card complaints originating from consumers in 46036, IN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 46036

Complaint Issue	Number of Complaints*
Improper use of your report	3
Communication tactics	1

* Total 2021 - 2024 (current)

Additional information about Indiana

About 46036

46036 is associated with the city of Elwood, which is located in Madison County in the state of Indiana. ^[6]

46036 Credit Cards

For more information about 46036 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Indiana

Cities in IN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Indiana State Legislature

5. ^ Consumer financial complaints in 46036

6. ^ United States Census Bureau